Transactions¶
From a developer perspective, transactions are the results of calls to Worldline. A transaction can also occur as a result of a request from a consumer, bank or other third party, affecting some property of a Payment Order.
Transaction Type¶
The most common transaction types that you will come across are the ones initiated by the merchant:
| Transaction Type | Description |
|---|---|
| Authorize | A card payment request to reserve the amount on the consumer's account on the issuing bank. See options |
| Debit | For card payments, request in auto-capture mode. For Debit cards, IBP and similar payment methods this is the standard transaction type. See options |
| Capture | A transaction to Capture the Authorized amount. See guide |
| Credit | Refund of a Captured or Debited amount. See guide |
| Cancel | A request to reverse an Authorized amount. See guide |
| OriginalCredit | A request to refund a consumer without a referencing a previous transaction. |
| StoreToken | Worldline has stored the payment method with a Tokenization Service. See guide |
Status¶
A transaction can have one of the following statuses:
| Status | Description |
|---|---|
| Processed | A transaction was accepted or successfully processed with the payment institution. |
| Declined | A transaction was declined. The Status Code will further indicate the reason. |
| Registered | A transaction is pending an action from a user, bank or other party. |
| System Error | A bank, network or similar indicated a problem in processing of the transactions. |
See reference on Status Codes for a complete list of codes and their meaning.
Transaction Category¶
There are different kinds of Transactions in the Worldline One Commerce Hub.
| Transaction Category | Description of Transaction or Event | Transaction Types |
|---|---|---|
| Functional Events (FE) | Does not directly affect the Merchant Account | Authorize, Cancel, Init3D, StoreToken |
| Payment Transactions (PT) | Results in a Credit on a merchant account | Capture, Debit |
| Refund Transactions (RT) | Results in a Debit on a merchant account | RefundOrder, Credit |
| Dispute Debit Transaction (DDT) | Disputes that results in a Debit of a merchant account | DisputeDebit |
| Dispute Credit Transaction (DCT) | Disputes that results in a Credit of a merchant account | DisputeCredit |