From a developer perspective, transactions are the results of calls to Worldline. A transaction can also occur as a result of a request from a consumer, bank or other third party, affecting some property of a Payment Order.
The most common transaction types that you will come across are the ones initiated by the merchant:
|Authorize||A card payment request to reserve the amount on the consumer's account on the issuing bank. See options|
|Debit||For card payments, arequest in auto-capture mode. For Debit cards, IBP and similar payment methods this is the standard transaction type. See options|
|Capture||A transaction to Capture the Authorized amount. See guide|
|Credit||Refund of a Captured or Debited amount. See guide|
|Cancel||A request to reverse an Authorized amount. See guide|
|OriginalCredit||A request to refund a consumer without a referencing a previous transaction.|
|StoreToken||Worldline has stored the payment method with a Tokenization Service. See guide|
A transaction can have one of the following statuses:
|Processed||A transaction was accepted or successfully processed with the payment institution.|
|Declined||A transaction was declined. The Status Code will further indicate the reason.|
|Registered||A transaction is pending an action from a user, bank or other party.|
|System Error||A bank, network or similar indicated a problem in processing of the transactions.|
See reference on Status Codes for a complete list of codes and their meaning.
There are different kinds of Transactions in the Worldline One Commerce Hub.
|Transaction Category||Description of Transaction or Event||Transaction Types|
|Functional Events (FE)||Does not directly affect the Merchant Account||Authorize, Cancel, Init3D, StoreToken|
|Payment Transactions (PT)||Results in a Credit on a merchant account||Capture, Debit|
|Refund Transactions (RT)||Results in a Debit on a merchant account||RefundOrder, Credit|
|Dispute Debit Transaction (DDT)||Disputes that results in a Debit of a merchant account||DisputeDebit|
|Dispute Credit Transaction (DCT)||Disputes that results in a Credit of a merchant account||DisputeCredit|