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Merchant Batches

Worldline Web Service is a solution that allows Worldline clients to accept international and local Credit and Debit cards, Internet bank payments (IBPs), Electronic Funds Transfer (EFT), eWallets, Direct Debits (DDs), process Payouts and update card accounts.

As a value-added service, Worldline offers batch-oriented processing for Card and Redirect payment methods to Merchants that either cannot use an API for online transaction processing, or want to settle transactions offline. This document is intended to provide you with information to assist you design and implement your batch-oriented Card and Redirect processing system towards Worldline Batch Interface.

Connectivity

Worldline batch processing service supports encrypted connectivity as well as encryption of batch files and receipts.

To protect sensitive cardholder information in the batch files, this connectivity method must be combined with a secure file transfer protocol (see chapter 3).

There are a number of products available to support the transfer of data. Worldline batch processing service supports Secure File Transfer Protocol over SSH (Secure FTP).

All batch files must be encrypted before the file transfer is initiated using e.g. Pretty Good Privacy (PGP) or similar encryption technology.

Secure FTP (SFTP)

Secure FTP is similar to FTP in the previous section with the addition that it is based on encrypted SSH communication. Secure FTP is based on SSH, which is a program for logging into a remote machine and for executing commands on a remote machine. It provides secure encrypted communications between two untrusted hosts over an insecure network.

File Encryption

Worldline requires all batch files to be encrypted before file transfer. Worldline promotes the use of Pretty Good Privacy (PGP) for file encryption.